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How Decisions Are Made About Our Healthcare

Oct 04, 2017

"Most retirees think the plan changes come from union negotiations or from insurance vendors, but this isn't the case.  Insurance vendors selected through a competitive bidding process administer their part of your health care coverage, but they don’t make any decisions about the plan benefits, coinsurance, deductibles, copayments or out- of-pocket maximum  amounts.

Unlike the benefit plan you had as an employee of Michigan public schools, your retiree health care benefits and costs are decided by the Michigan Public School Employees' Retirement System board of directors with guidance from ORS benefit specialists and external health care benefit and actuarial  consultants."  Office of Retirement Services, Best of Health Fall 2017